Archive for January, 2013


Four Parts of Retirement – Phase FOUR: “CARE”

Monday, January 28th, 2013

Okay, if you’ve been following along in my articles, you’ve read about the first phases that lead to retirement. Protection and accumulation of savings are the first time, followed by deaccumulation of those funds while making them last.

The final phase is care. At some point, at some age (hopefully a very advanced age), you will need to slow down. You will no longer be able to care for yourself. At that point, you will need to have assets available to provide much needed care, either at home or in a care facility.

As you probably know, the cost of care continues to rise. I cannot quote you a number here (I could give you specific details in a face-to-face meeting), but the nationwide average grows by leaps and bounds. How do you plan to cover these costs? Government programs might not be available, or might require you to spend down your assets leaving your family with little. The best way to handle the cost of care in the future is to plan ahead today. The Knights of Columbus offers long-term care insurance that can cover at home or facility care costs. And our product is backed by the financial strength of the Order. It has many benefits and our premiums are competitive with any other company.

The Knights of Columbus – the organization you trust – is in a position to help you with every phase. Life insurance, disability insurance, guaranteed retirement plans that turn into guaranteed income streams when you retire, and long term care. There is no reason to go elsewhere as you prepare for the four phases!

Contact me today to schedule a meeting.

Bill Matthews
828-371-2509
Ralph.Matthews@KofC.Org

Four Parts of Retirement – Phase THREE: “De-Accumulation”

Saturday, January 26th, 2013

My previous two articles discussed important steps that lead to retirement. But what happens once you reach that goal? You’ve got free time to pursue your interests, visit friends and family and relax. It’s a beautiful thing indeed.

You’ve now entered the de-accumulation phase. You will start to spend down the assets you have accumulated during your working years. Remember: a 60-year-old man has a 20% chance of making it to 95! A 60-year-old woman has a 30% chance. There is a 40% chance that at least one member of a married 60-year-old couple will make it to 95. That’s a long time to live off of accumulated cash while you don’t work. Save, save, save, so you will be able to de-accumulate.

As a Knight, you have access to a product that is designed to make saving safe and easy. Our annuity is designed to provide guaranteed long-term security. Consistent and disciplined savings placed into this annuity over time can provide income at retirement that you cannot outlive. With that guarantee comes the fact that no one has ever lost money put in a Knights of Columbus annuity (remember, absolute safety of principal) and consider the value you are getting.

Contributing money to an annuity can also have positive tax implications (always check with your tax professional on these matters). Our annuities offer a competitive interest rate, consistent with our primary goal of absolute safety of principal.

Take some time to meet with me and I will explain fully the benefits of selecting our annuity along with the benefits of our top-rated life insurance, disability income and long term care insurance plans. As you consider options as you proceed toward retirement, think about the one thing guaranteed to help you and open a Knights of Columbus annuity.

Bill Matthews
Phone 828-371-2509
Ralph.Matthews@KofC.Org

Open Door in Waynesville has CRITICAL food shortage

Thursday, January 17th, 2013

The Open Door in Waynesville, NC is a ministry of Long’s Chapel United Methodist Church of Lake Junaluska, North Carolina, and is supported by community, churches, organization, and indivduals. Currently there is dire need of help. Recent appeals from volunteers there include reports like “never seen the food level so low”, “shelves are emply” and “we are unable to provide food baskets to those in need”.

Knights of Columbus Council 15085 of St John the Evangelist Catholic Church, through its Food for Families program will help provide some interim assistance while awaiting the results of the larger parish food drive. We are encouraging other local organizations to do the same.

On Friday, January 18th, 2013 from 9:30 am to 11:30 am, donations will be received at our meeting hall (the lower level of the old church at 234 Church St) to collect any non perishable food donations (spaghetti, soup, peanut butter, mac and cheese, tuna, canned veggies, etc) you may want to give. We will then bag up and deliver donations to the Open Door. Open Door can be reached DIRECTLY at (828) 452-3846 or (828) 456-9069 or www.opendoor-waynesville.org

We pray for those in need and the generosity of the people of our loving community.

KofC License Plate Available

Thursday, January 10th, 2013

 

NOW AVAILABLE! Council members can now have a personalized Knights of Columbus license tag. Simply go online to order it OR DOWNLOAD the form and submit by mail. What a great way to show your support for our organization.

 

 

CLICK image to Download Application

 

 

 

Two Knights and a Truck

Thursday, January 10th, 2013

Brother Knights Dennis O’Connell (L) & Stan Finn (R)

Council members Dennis O’Connell and Stan Finn volunteer in support of the non profit “No Boundaries” to deliver medical equipment (such as medical beds, walkers, etc) to those in need.   Nicknamed “2 Knights and a Truck”, Dennis and Stan also volunteer to pick up donations for St. John the Evangelist Catholic Church annual yard sale.